Now that your little bundle of joy has arrived, you and your spouse have a number of tasks to complete. At our free private sessions and seminars some of the topics we discuss will include registering your child's birth and applying for the tax credits.

Birth Registration and Social Insurance Number

The Newborn Registration Service online is the easiest way to register your baby's birth and fastest way to apply for their Birth Certificate, Canada Child Tax Benefit and Social Insurance Number all at the same time.

You may also obtain the Statement of Live Birth and the Social Insurance Number form and apply for the Canada Child Tax Benefit at any Service Canada location. As well, these forms can be printed from the www.ontario.ca website and mailed to the government office.

The Canada Child Tax Benefit (CCTB)

The CCTB is a tax-free monthly payment made to eligible families to help them with the cost of raising children under age 18. You should apply for the CCTB as soon as possible after your child is born. At our free private sessions and seminars we will provide you with the CCTB guideline table.

Universal Child Care Benefit (UCCB)

The UCCB program issues a taxable $100.00 monthly payment to families for each child under the age of six to help cover the cost of child care. The UCCB program is automatic when you register for the CCTB. You may consider using this for your child's Registered Education Savings Plan.

Prepare a Will

Though costs can vary from $500.00 to $2,000.00, it is especially important now to draw up a will designating a guardian for your child should you and your spouse die together. If you or your spouse dies without a will (intestate), a judge decides who will be appointed your child's guardian.